QBANK - All Purpose Loan
Unsecured | Variable
The All Purpose Loan offers a borrowing range starting from $1,000 as well as advertised interest rates from 12.99% p.a.. It also has repayment terms of between 1 and 7 years. The QBANK All Purpose Loan is a Variable rate, Unsecured loan with comparison rates from 13.61% p.a.. The early repayment fee with this loan will be $0.
More QBANK All Purpose Loan details can be found below or visit QBANK to learn more or apply.
The loan type will be Unsecured with a comparison rate of 13.61% p.a. and an advertised rate of 12.99% p.a.
Interest Rate (p.a.)
12.99%
Comp. Rate (p.a.)
13.61%
Loan Term
1 to 7 year
Borrowing Range
$1,000 to $150,000
Interest
Rate Type
Variable
Interest Rate (p.a.)
12.99%
Comp. Rate (p.a.)
13.61%
Application Frequency
Monthly
Calculation Frequency
Daily
Loan Security
Loan Security
Unsecured
Loan Terms
Loan Term
1 to 7
year
Borrowing Range
$1,000 to $150,000
Repayment
Fortnightly, Weekly, Monthly
Features
Redraw Available
Yes
Transfer In
Accepted
(In-specie / Cash)
Fees
Application Fee
$195
one off
Loan Service Fee
$5
per month
Early Repayment Fee
$0
per event
Who is the product designed for?
The customer of this target market are likely to have the following objectives, needs and financial situation for this product:
Objectives
- This product is suitable for those who are seeking a general personal loan or a debt consolidation loan for more than $1,000 and are seeking to repay the loan within 7 years.
Needs - This product offers a variable interest rate and is suitable for those who are seeking low monthly fees and flexible repayments.
- This product is not suitable for those seeking a secured loan of less than $1,000 or more than $150,000 ($100,000 unsecured) and for those who are not seeking to repay the loan within 7 years.
- This product is not suitable for Members who are seeking the certainty of a fixed rate and fixed repayments.
- This product, with the discounted interest rate, is not suitable for Members who will not be depositing at least $1,500 each month and are seeking a product with no monthly account fees.
Financial Situation - To assess whether this product is affordable to the Member, QBANK will make reasonable enquiries about the Member's financial situation in accordance with QBANK’s credit assessment criteria.
Visit QBANK to view Target Market Determination Effective From: 2025-04-30.
A company registered in England and Wales. Registered number: 12719978.
- ADDRESS
- SAVRR Group Ltd,
- Exchange Street Buildings,
- 35-37 Exchange Street,
- Norwich,
- NR2 1DP.
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