Westpac - Unsecured Personal Loan
Unsecured | Fixed
The Westpac Unsecured Personal Loan offers an advertised interest rate from 7.29% p.a. and a comparison interest rate from 8.69% p.a.. This product has a loan service charge of $15 per month. The Westpac Unsecured Personal Loan is a Fixed rate, Unsecured loan with a borrowing range between $4,000 and $70,000 and a loan repayment term of between 1 and 7 years.
More details about the Westpac Unsecured Personal Loan can be found below or visit Westpac to learn more or apply.
A comparison rate of 8.69% p.a. and an advertised rate of 7.29% p.a.. The loan type will be Unsecured.
Interest Rate (p.a.)
7.29%
to 22.19%
to 22.19%
Comp. Rate (p.a.)
8.69%
to 23.48%
to 23.48%
Loan Term
1 to 7 year
Borrowing Range
$4,000 to $70,000
Interest
Rate Type
Fixed
Interest Rate (p.a.)
7.29%
to 22.19%
to 22.19%
Comp. Rate (p.a.)
8.69%
to 23.48%
to 23.48%
Application Frequency
Monthly
Calculation Frequency
Daily
Loan Security
Loan Security
Unsecured
Loan Terms
Loan Term
1 to 7
year
Borrowing Range
$4,000 to $70,000
Repayment
Fortnightly, Weekly, Monthly
Features
Extra Repayments Allowed
Yes
Fees
Application Fee
$0 to $250
one off
Loan Service Fee
$15
per month
Early Repayment Fee
$175
per event
Late Payment Fee
$15
per event
Who is the product designed for?
The customers of this target market are likely to have the following objectives, needs and financial situation for this product:
Objectives, Needs and Financial Situation
This product is designed for consumers who:
- Need a personal loan for various purposes, such as a personal purchase or debt consolidation
- Need interest rate and/or repayment stability during the life of the loan
- Want certainty of the end date of the loan
- Want a loan amount of a minimum of $4,000 up to a maximum of $70,000
- May want flexible repayment options
- Are able to meet repayment obligations
Eligibility Criteria
- For personal use
- An individual aged 18 years or over
- Meet the credit criteria which includes demonstrating the ability to meet repayment obligations
- Have an Australian residential address
Visit Westpac to view Target Market Determination Effective From: 2026-06-20.
A company registered in England and Wales. Registered number: 12719978.
- ADDRESS
- SAVRR Group Ltd,
- Exchange Street Buildings,
- 35-37 Exchange Street,
- Norwich,
- NR2 1DP.
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